In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role. At LendingKart, responsible lending […]
PMMVY Scheme 2026: Eligibility, Benefits & Application Process Explained
Maternal health plays a crucial role in shaping a nation’s future, and recognising this, the Government of India introduced the Pradhan Mantri Matru Vandana Yojana (PMMVY). The scheme is designed to provide financial assistance to pregnant and lactating mothers, particularly those from economically weaker sections, ensuring they receive adequate care during and after pregnancy.
If you are reading this, chances are you have a business idea keeping you up at night. Maybe it is a small manufacturing unit, a boutique service agency, or perhaps a local bakery. You have the plan, the passion, and the drive. But then comes the awkward silence where the money should be. In
Impact of Union Budget 2025 on MSME Credit Access and Growth Opportunities
Micro, Small, and Medium Enterprises (MSMEs) are the lifeblood of India’s economy, driving innovation, generating employment, and contributing over 30% to the nation’s GDP. Recognising this, the Union Budget 2025 had earlier introduced several measures to enhance credit accessibility, ease compliance, and create long-term growth opportunities for MSMEs. At LendingKart, we believe these reforms
The unorganised food processing sector in India faced a myriad of problems. This sector remains weak due to challenges like lack of productivity and innovation due to limited skills, lack of branding and marketing skills, inability to integrate with supply chains, and capital deficiency. While the food processing sector comprises over 25 Lakh units,
The Government in India offers various benefits to citizens. These are in the form of subsidies, direct cash transfers, welfare schemes, pensions, and more. To receive these benefits, people must link their bank account with their Aadhaar card to get ₹10,000 as a loan. Linking Aadhaar numbers with bank accounts makes it easier for
Introduction How many times a day do we hear a how from the streets calling to buy a range of things that starts with food items and vegetables and goes on till infinite other stuff like cotton for pillows or doormats or cutleries or cotton-candies? I am sure plenty. Living in India has its
India has about 40 million Micro Small and Medium Enterprises (MSMEs), including registered and unregistered ones. MSMEs fall under the categories of both the organized and the unorganized sectors. These MSMEs contribute to about 40% of the total GDP of India, and it remains a critical source of employment. The MSMEs provide solutions to
Introduction The Government of Kerala has been proactive in taking several initiatives to create a dynamic environment for start-ups. All such efforts have contributed to the growth of technology entrepreneurship fostered by innovation. There are many startups in Kerala focusing on future technologies and finding solutions in novel ways. The Kerala Startup Mission is
India’s traditional artisans and craftspeople form the backbone of our cultural heritage. From the skilled hands of carpenters and blacksmiths to the creative minds of potters and sculptors, these workers have been shaping our nation’s identity for generations. However, many face challenges in accessing financial support and modern tools to grow their businesses. That’s
Subsidy The term subsidy refers to financial assistance in the form of discounts or monetary grants provided by the Central government to public entities or private institutions. In simple terms, subsidy meaning refers to financial support given by the government to reduce the cost of goods and services for the public. The objective of
