In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role. At LendingKart, responsible lending […]
When you look at your salary slip, you see your basic pay, your HRA, and then a little deduction called ‘PF’ or Provident Fund. You know it is your money, and you know it is being saved for retirement, but for many people, that money feels like it disappears into a black hole. If
With increasing digitisation of financial services, the CKYC regime simplifies routine identity verification. Once your KYC details are registered in the Central KYC Records Registry (CKYCRR), managed by CERSAI, you get a unique CKYC number that can be used across banks, mutual funds, insurance companies and other regulated institutions, without submitting physical documents each
Understanding the latest tax slab is essential for effective tax planning. The Indian Government’s new tax regime continues as the default option, giving taxpayers simplified and potentially lower tax rates with fewer exemptions. Despite expectations during the Union Budget 2026, the income tax slab structures for both regimes have largely remained the same as
GST (Goods and Services Tax) is India’s unified indirect tax system introduced in 2017. The GST rates in India 2026 are based on a simplified GST slab system, designed to replace multiple indirect taxes like VAT, excise duty, and service tax. The updated GST percentage in India is decided by the GST Council, ensuring
Agriculture remains the heartbeat of the Indian economy, supporting millions of families across the nation. To provide financial stability to small and marginal farmers, the Government of India launched the PM Kisan Samman Nidhi Yojana. As we step into 2026, the scheme has become more streamlined, digital-focused, and transparent. For many farmers, the quarterly
If you are a business owner, keeping your MSME registration updated is essential to continue receiving government benefits. Many entrepreneurs often search for UDYAM registration renewal, but the process is slightly different from traditional renewals. In reality, businesses need to perform a Udyam registration update instead of renewal. Whether you want to complete UDYAM
How to Check RTGS Status With UTR Number? A Step-By-Step Guide
One of the earliest electronic fund transfer systems to be introduced in India is real-time gross settlement (RTGS). As the name implies, fund transfers through RTGS are effected immediately without any delay. This is primarily because the transactions are settled individually as and when they are placed instead of in batches. One of the
Jan Aadhaar Card – Registration, Status Check and Download Online
The Jan Aadhaar Yojana was introduced by the Rajasthan government to streamline identification and welfare delivery. If you are wondering how to get Jan Aadhaar Card, this guide explains the complete process including Jan Aadhaar registration, Jan Aadhaar KYC, and Jan Aadhaar download. The scheme follows the concept of ‘One Number, One Card, One
The Government in India offers various benefits to citizens. These are in the form of subsidies, direct cash transfers, welfare schemes, pensions, and more. To receive these benefits, people must link their bank account with their Aadhaar card to get ₹10,000 as a loan. Linking Aadhaar numbers with bank accounts makes it easier for
An Amul franchise is one of the most popular low-investment business opportunities in India. If you are wondering how to start Amul franchise, this guide will help you understand everything from investment to profitability. With a strong brand presence and low setup requirements, an Amul parlour franchise offers excellent returns. The Amul franchise cost
