In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role. At LendingKart, responsible lending […]
Christmas Sales 2025: Consumer Behaviour Shifts and What MSMEs Should Know
The festive period is no longer limited to a few days in December. In 2025, Christmas sales have evolved into a multi-week, digitally driven shopping cycle influenced by changing consumer priorities, tighter budgets, and higher expectations around convenience. For MSMEs, this shift presents both challenges and opportunities. Those who understand how buying behaviour is
Latest News Loan Moratorium? Over 19 Crore Borrowers Benefited from the COVID 19 Loan Moratorium, Finance Ministry Announced The loan moratorium extension that extended for six months, from March 1 to August 31 in 2020, cost the government 6,474 crores. It benefited over 19 crores of borrowers across the country, the Ministry of Finance
Introduction The peer to peer lending market is projected to grow from USD 2.78 billion in FY2025 to USD 8.51 billion in FY2032 at a CAGR of around 15%. India’s lending landscape is seeing a lot of transformation. P2P lending platforms are making their presence felt and are going to grow rapidly in the
In recent years, central banks across the world have responded to rising inflation by raising interest rates. Rising interest rate makes borrowing more expensive, which is likely to affect small and medium enterprises (SMEs) more than large corporations. This is because an increase in SME borrowing costs could reduce profit margins and affect budgeting.
After multiple years and rounds of negotiation and deliberation, the India-UK trade deal was finally signed on July 24, 2025. The landmark agreement between the two nations is poised to significantly reduce tariffs and streamline trade regulations. For Indian SMEs, specifically, this agreement presents a monumental opportunity. Thanks to the free-trade agreement, domestic businesses
Every February, India awaits the Union Budget, which is a comprehensive financial blueprint that shapes the nation’s economic trajectory for the coming fiscal year. Understanding the budget highlights is crucial for businesses, investors, and citizens alike, as these policy decisions directly impact taxation, infrastructure development, and sectoral growth. On February 1, 2024, Union Finance
