₹12,000 Crore Total MSME Allocation: Breaking Down Where the Money Goes
If you run a small business in India, you know that cash flow isn’t just a financial term; it is the very breath in your lungs. Whether you are running a textile unit in Surat, a tech consultancy in Bengaluru, or a handicraft workshop in Jaipur, the headlines about the government budget always get to […]
You may be wondering the difference between term loan and working capital loan. Read ahead to know the difference! This is a question that many businesses will face in their lifetime, sometimes even more than just once. The need for financial support may come up a lot when you’re in the business world, so
Importance of Loan to Start a Small Business For a new entrepreneur, one of the biggest hurdles to resolve and overcome is the need for capital. Funds are critical to any business venture. Finding ways to raise money can sometimes become a full-time occupation for a business owner. A startup business loan can be
Are you ready to become your own boss in 2026? With India’s entrepreneurial ecosystem thriving and digital infrastructure expanding rapidly, there has never been a better time to explore low investment business ideas that require minimal capital yet promise substantial returns. Whether you’re a homemaker seeking business for ladies with low investment, a professional
Women face a lot of Social Stigma when it comes to handling/starting a Business. As per a census by the Government of India, women constitute around only 14% of the total entrepreneurship i.e. 8.05 million out of the total 58.5 million entrepreneurs in India. The reason for such a low percentage has a lot
Bank or NBFC for Business Loan Overview As a business owner, your reliance on loans from banks is quite understood as the business goes through several ups and downs. There would be very few businesses which can withstand unpredictable business cycles and manage headwinds without worrying about any business loan. For those who are
Does Business Loan Affect My Credit Score Transforming an idea into a full-fledged business which is up and running is intimidating, especially if you are a young entrepreneur with no prior experience. It is when you start, you realize that there are several aspects to running a business. Credit score is one such aspect
Debt is one person’s liability, but another person’s asset, rightly said economist Paul Krugman. If you are a business owner, then you should understand the implications of taking a loan and the worth of Krugman’s words. According to a lending platform which conducted an analysis of funding by NBFCs and P2P sector found that
Before thinking about the expansion stage, for budding entrepreneurs with a kirana idea, a more relevant question would be how to start a grocery store in India. If you have a plan to start a kirana business, read along! How to open a grocery store? Supermarket business ideas if turned into reality efficiently and
Machinery loan financing is designed to help businesses acquire new equipment without affecting their working capital. These loans are typically unsecured, which means they do not require collateral. The terms of machinery loans, including interest rates and loan amounts, depend largely on the borrower’s credit history. Eligibility for construction equipment loans usually requires a
Small-scale businesses in India have recently got the support of the Government as they have introduced new schemes to aid the small industry entrepreneurs and help them grow financially. The schemes provide loans with minimum to zero collateral at low-interest rates designed to reach almost every corner and remote area of the country. The
