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Responsible Lending at LendingKart: Fair Credit for MSMEs

7 min read

Responsible Lending at LendingKart: Fair Credit for MSMEs

In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role.  At LendingKart, responsible lending […]

November 27, 2025
msme

Breaking: Inflation Drops to 1.33% – What This Means for MSME Borrowing Costs in 2026

7 min read
January 27, 2026

After years of post-pandemic recovery and global supply chain disruptions, a new headline has just hit the country: the inflation rate India is currently witnessing has tumbled to a historic 1.33%. For small business owners watching costs climb, 1.33% signals relief ahead. It is the sound of the economic engine cooling down to a

How Business Loans Affect Credit Report

India’s Credit-Deposit Ratio Hits 82% | What It Means for MSME Credit Access in 2026?

7 min read
January 27, 2026

If you have been following the financial headlines lately, you might have noticed a recurring theme of concern among bankers and economists. It isn’t about a lack of demand or a crashing market; rather, it is about a specific number that has reached a decade-high level: 82%. In the world of banking, the Credit-Deposit

Flipkart Republic Day Sale 2026

Flipkart Republic Day Sale 2026: Sale Dates, Best Offers & Smarter Ways to Manage Big Purchases

7 min read
January 22, 2026

Every year, savvy shoppers across India look forward to major e-commerce events to snag great bargains. Flipkart Republic Day Sale 2026 is one such event. Whether you’re planning to upgrade your tech gear, refresh your wardrobe, or invest in home essentials, this annual event brings some of the best prices of the year on

Government Launches Niryat Protsahan & Niryat Disha – Two New Schemes Every Exporter Must Know

8 min read
January 20, 2026

Many people in India run small businesses, manufacturing goods, processing food items, making garments, handicrafts, or providing services. Often, these businesses have the potential to sell their products outside India, but exporting feels complicated and risky. Questions about finance, paperwork, foreign regulations, and logistics deter many from taking the first step. To address these

How the Seed Bill 2025 Will Impact Agricultural MSMEs?

6 min read
January 20, 2026

Today, agriculture is no longer just about the plough; it is about precision, patents, and profitability. With the beginning of 2026, the conversation has shifted squarely to the New Seed Bill. For the thousands of Micro, Small, and Medium Enterprises (MSMEs) operating in the agri-sector, this legislation is not just paperwork. It is a

TIN Number Tax Identification Number

GST & Credit Trends: What Tax Changes Could Mean for Small Borrowers

7 min read
January 20, 2026

We often think of taxes and loans as two completely different buckets. One is what you give to the government; the other is what you get from a lender. In reality, they are deeply connected. The fluctuations in GST rates can affect your ability to borrow money.  Recent GST changes and shifting credit trends

msme

Global Fintech Fest 2025 Takeaways for MSME Digital Finance

6 min read
January 20, 2026

The Global Fintech Fest 2025 proved why it is one of the most influential platforms shaping the future of financial services. Bringing together policymakers, banks, startups, technology providers, and investors worldwide, the event highlighted how innovation is transforming access to finance, particularly for Micro, Small, and Medium Enterprises (MSMEs). For MSMEs, access to timely

Lessons from Venezuela Crisis: Why MSMEs Need Financial Buffer Against Export Market Volatility

8 min read
January 20, 2026

In the 1970s, Venezuela was the wealthiest nation in South America, its economy buoyed by vast oil reserves and a bustling middle class. For small and medium-sized enterprises (MSMEs) looking to expand, it was a land of infinite promise. Fast forward to the present day, and the Venezuela economic crisis has become one of

What the New ₹20,000 Crore Export Credit Guarantee Means for Small Businesses

8 min read
January 20, 2026

For years, the fear of non-payment from international clients has been the invisible wall keeping thousands of brilliant Indian MSMEs (Micro, Small and Medium Enterprises) from shipping their goods overseas. But the ground beneath us is shifting. The Indian government recently approved a massive capital infusion of ₹4,400 crore into the Export Credit Guarantee

Why Digital Gold Is Becoming a Safety Net for Small Business Owners Facing Credit Challenges

How India Becoming the 4th Largest Economy Shapes Credit Demand for Small Businesses

7 min read
January 20, 2026

If you’ve walked through a bustling market in Delhi, a tech park in Bengaluru, or an industrial estate in Pune lately, you can feel it. There is an energy in the air that wasn’t there a decade ago. It’s the sound of construction, the buzz of digital payments, and the quiet confidence of entrepreneurs.

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